Privacy Policy
Introduction
Welcome to https://insurance-deductible.buzzzoomer.com (hereafter referred to as “Insurance Deductible” or “we”). We are committed to maintaining the privacy and security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and protection of data in accordance with various international privacy laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25 on the protection of personal information
- The General Data Protection Regulation (GDPR) of the European Union
- Brazil’s Lei Geral de Proteção de Dados (LGPD)
- California’s Consumer Privacy Act (CCPA/CPRA), California, USA
- Colorado’s Consumer Protection Act (CPA)
- Utah’s Consumer Sales and Service Act (UCPA)
- Connecticut’s Connecticut Transparency and Accountabilty Law (CTDPA)
- Virginia’s Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy covers all aspects of our website, mobile applications, online services, and products offered under the Insurance Deductible brand. However, it does not extend to third-party platforms or services that you access through links on our site. These third-party entities have their own privacy policies, which we encourage you to review.
Processing Activities
This policy describes how we handle your personal information when:
- You use our applications and services as an authorized user.
- You visit any of our websites linked to this Privacy Policy.
- You communicate with us via email, phone, or text messages/SMS.
Personal Data Collection
We collect various categories of personal data, including:
- Account Information: This includes your username, account number, and registration details.
- Payment Information: Details related to your payment methods, such as credit card numbers, expiration dates, and billing addresses.
- Financial Information: Data about your financial status or transactions relevant to our services.
- Purchase Information: Details of products or services you have purchased from us.
- Mobile Device Identifiers: Unique identifiers associated with your mobile device.
- Location Data: Information about your physical location when using our location-based services.
- Feedback and Reviews: Comments, suggestions, or ratings provided by users.
- Social Media Information: Data obtained from social media platforms when you interact with us on these platforms.
- Product Information: Preferences, interactions, and feedback related to our products.
We gather this data through direct user input, form submissions, browsing activities, and automated technologies like cookies and tracking pixels. Additionally, we may receive personal data from third parties who assist us in providing services, always adhering to their privacy policies.
Cookies
Insurance Deductible uses cookies to enhance your online experience and for analytical purposes. Cookies are small text files stored on your device that serve various functions:
- Strictly Necessary Cookies: These ensure the basic functionality of our website, such as enabling you to navigate through pages.
- Preference Cookies: They remember your settings and preferences to personalize your experience.
- Analytics Cookies: Used to collect aggregated data about how visitors use our site, helping us improve its performance.
Users can manage non-essential cookies through our Cookie Manager, allowing them to control their tracking preferences.
Retention and Deletion
We retain personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once the retention period expires or when the purpose is achieved, we securely delete or anonymize the data.
Security Measures
Insurance Deductible implements robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These include:
- Encryption of sensitive data during transmission and storage.
- Engaging secure third-party processing partners who adhere to strict privacy and security standards.
- Regularly reviewing and updating our security protocols to adapt to emerging threats.
Children’s Privacy
We do not knowingly collect personal information from children under the age of 18. If you are a parent or guardian and believe that we have collected data from your child, please contact us at the details provided below, and we will take immediate steps to delete it.
Your Rights
Depending on your location, you may have certain rights regarding your personal data, including:
- Access to your data and its use.
- Request for rectification if inaccurate or incomplete.
- Erasure (or ‘right to be forgotten’) under certain circumstances.
- Restriction on processing your data in specific cases.
- Right to data portability.
- Objection to the processing of your data for specific purposes.
- Non-discrimination in exercising your rights.
To exercise these rights or to file appeals/complaints, please contact our Data Privacy Team using the details provided below.
Changes to Policy
Insurance Deductible reserves the right to update this Privacy Policy at any time. Any modifications will be reflected on this page with an updated revision date. We encourage you to review this policy periodically for changes that may affect you.
Contact Information
For any questions, requests for information, or data-related concerns, please contact us:
Email: [email protected]
Mailing Address: [Insert Address]
We are dedicated to addressing your inquiries promptly and ensuring the protection of your privacy throughout our interactions.